Commercial Real Estate & Multifamily Financing
Discuss acquisition and refinance options for apartments, mixed-use and commercial assets.
Review property operations
Commercial review may involve operating income, expenses, occupancy, leases, condition and sponsor experience. Residential rent-to-PITIA is not commercial underwriting.
Compare loan structure
Ask about amortization versus maturity, guarantees, recourse, reserves and prepayment provisions. A longer amortization does not necessarily mean an equally long loan term.
Prepare the property file
Provide a rent roll, operating statements, purchase agreement or payoff, improvement plans and ownership information. Explain whether the asset is stabilized or being repositioned.
Compare related financing
Compare planning scenarios · About Landmark Lenders
General information only. All availability, costs and terms require transaction-specific review.