DSCR Loans for Rental Property Investors
Compare rental-property purchase and refinance options using property cash-flow planning.
Understand rent-to-payment coverage
Residential rental DSCR compares qualifying rent with principal, interest, taxes, insurance and association dues. A ratio above 1 does not establish profitability or loan approval.
Compare purchase and refinance scenarios
The purchase calculator starts at 80% of the lower of price and appraisal. Refinance planning must also account for payoff and costs. These are illustrative assumptions, not approved limits.
Prepare rental information
Share leases or rent estimates, taxes, insurance, association dues, existing debt and ownership details. Credit, reserves, condition and lender treatment of rental income can affect eligibility.
Compare related financing
- Fix & Flip Loans
- Bridge Loans
- Ground-Up Construction
- Commercial & Multifamily
- Gap Funding
- Cash-Out Refinance
Compare planning scenarios · About Landmark Lenders
General information only. All availability, costs and terms require transaction-specific review.